Common Issues with Insurance Carriers

Common Issues with Insurance Carriers

In an ideal world, auto body shops and insurance companies work hand in hand to ensure that damaged vehicles are restored to their original condition. However, disagreements often arise, leaving customers waiting longer than necessary for their cars to be fixed. At DaSilva’s Auto Body, we prioritize safety above all else. Our skilled technicians use only original equipment manufacturer (OEM) parts and provide accurate labor estimates to guarantee your vehicle is safe and ready to drive. But what challenges do we face when dealing with insurance claims? Let's take a closer look. **Disputed Estimates** After an accident, the insurance company usually asks you to submit photos through their mobile app or sends an adjuster to inspect the damage. Then, our team performs a detailed assessment using advanced, computerized tools and provides a repair estimate to the insurance company. Often, our estimate is higher because modern technology helps us identify hidden or internal damage that isn’t visible at first glance. Ideally, the insurance company adjusts its estimate to reflect the full extent of the damage. But sometimes, they may offer a lower amount or push back on certain repairs, leaving the customer responsible for the difference or without a car until the issue is resolved. These disputes often come down to how much the carrier is willing to pay, and they might cut costs on parts, labor, storage, or rental cars. **Replace or Fix Parts** Once the damage is assessed, we recommend replacing damaged parts with OEM components, as required by the manufacturer. However, some insurance companies prefer to have the part repaired instead of replaced. In such cases, we must prove that the part is beyond repair and needs to be replaced with a suitable alternative. **OEM vs. Aftermarket Parts** While aftermarket parts can be cheaper, their quality varies widely. That’s why more auto body shops, including DaSilva’s, choose to use OEM parts. Although more expensive, these parts match your vehicle exactly, meet manufacturer standards, and often come with a warranty. Some insurance carriers try to steer shops toward cheaper alternatives like used or refurbished parts. Even if they agree to OEMs, you may still need to cover the cost difference depending on your policy. Always check your coverage and review your repair estimate carefully. **Labor and Time** During the assessment, we determine the necessary repairs and the time required to complete them. However, some insurance companies may ask the shop to finish the job faster or charge less, which can compromise the quality of the work. They might also dispute the labor rate if it exceeds what they’re willing to pay. **Direct Repair Programs** Many auto body shops join direct repair programs (DRPs) offered by insurance companies. While this can bring in steady business, it often comes with limitations. If a shop requests more time, better parts, or higher labor rates, the work may be sent to a competitor. Additionally, some shops now bear the financial burden of any liability issues that arise from their repairs. In some cases, reports have shown that cost-cutting measures at DRP shops lead to subpar repairs, such as using glue instead of proper fasteners or installing low-quality parts that worsen the damage. At DaSilva’s Auto Body, we don’t just focus on quality—we’re committed to excellent customer service, especially when it comes to resolving insurance-related issues. We work closely with local insurance agents to make the claims process smoother for you. Whether you need regular maintenance or repairs, contact us today to schedule an appointment. Your safety and satisfaction are our top priorities.

Environmental Cast Film Machine

Specifications and models Environmentally friendly film casting production line
Film Structure 357
Screw aspect ratio 32: 132:132:1
Screw direct 75:125:7575:75:90:75:7575:65:75:65:75:65:75
Mold width 250025002500
Finished product width 220022002200
Finished product thickness 0.03mm-0. 2mm0.03mm-0.2mm0.03mm-0.2mm
Maximum extrusion capacity 10 tons/24 hours 10 tons/24 hours 10 tons/24 hours
Mechanical design line speed 160160160
Total power 350KW365KW380KW
Environmental protection film casting production line
Mainly used in the production of biodegradable cast film products
PLA biodegradable cast film can be quickly and naturally decomposed under certain conditions, which is an inevitable trend in the future development of flexible packaging and is widely used as printing materials.
Materials, packaging materials, food daily chemical soft packaging materials, biodegradable coated paper, clothing packaging, etc.
1 PLA is a polymer composed of small lactic acid units (polylactic acid). Lactic acid is an organic acid that plays an important role in our daily life. we flat
The yogurt or anything with glucose can be converted into lactic acid, and the lactic acid of PLA consumables comes from corn, and the starch raw material extracted from corn
material made.
|The degradable film not only has the functions and characteristics of traditional plastics, but also can pass through the action of microorganisms in soil and water or through
The role of ultraviolet rays in the sun, split and degrade in the natural environment, and then re-enter the ecological environment in a reduced form, returning to nature. Domestic research
The varieties developed have covered photodegradation, photobiodegradation, photooxidative biodegradation, high starch content biodegradation, high calcium carbonate filled photooxidative degradation,
Fully biodegradable, etc. Among them, edible film and water-soluble film are more commonly used.
Hygienic Material Cast Film Machine

Environmental Cast Film Machine,Environmental Protection Cast Film Line,Biodegradable Cast Film Machine,Water Soluble Cast Film Machine

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